Geico FCU   
 
 
Online Banking Login
Great Rates
Online Mortgage Center

 
FIND A SURCHARGE-FREE ATM!

 AllPoint


SAVINGS PRODUCTS

LOAN PRODUCTS

 

Gecko

Online Banking

Exciting New Online Banking Enhancements.
Click Here for Details
    • Longer timeout from 5 to 15 minutes so it's easier to balance your checkbook
    • The security background is an updated Gecko
    • Transaction history for all of your accounts will be a rolling* 3 years
    • See 3 rolling* years of Statements
    • Use an alternate login nickname instead of your account number
    • You no longer use the virtual keyboard for password entry (this feature will be live on 5/3/2010)
      • *rolling : example April 2010-April 2007

Watch for These Exciting Enhancements Below Coming Soon:
  • Ability to change colors within home banking
  • Updated look to home banking
  • Ability to group and sort your transactions
  • Reset your password from the website instead of calling the CU
  • Tighter password restrictions for enhanced security

With GEICO FCU Online Banking, you get the ease and convenience of managing your finances from your home, office or wherever you may be. GEICO FCU Online Banking is quick, easy, secure and best of all absolutely free! Apply for this convenient service today.
  • Access your account 24 hours a day, 7 days a week
  • View real-time account balance information and history
  • Print a copy of your account statements
  • Transfer funds between accounts
  • Verify whether a check has cleared
  • Apply for a loan
  • View year-to-date tax information
  • Place a stop payment on check(s) written from your share draft account that has not been presented for payment.
  • Re-order checks if the last order was placed by the Credit Union
  • Export account information to Microsoft Money or Excel
  • And much more...

^ TOP ^

Online Bill Pay

Click here for Bill Pay Guide

Click here for Bill Pay Demo

What is FREE Bill Pay?

FREE Online Bill Pay! Interested in paying your bills more quickly? Would you like to know exactly when your payment is received and have it GUARANTEED to arrive on that date? Now you can at GEICO FCU. Just sign up for our FREE, secure Online Bill Pay service. Pay your bills, anytime and anywhere. All you need is access to any computer and an Internet connection. Save your time and stamp money, and let your Credit Union do all the work! With Online Bill Pay, you can:
  • Make one-time payments or schedule recurring bill payments in advance.
  • Make payments to any payees, such as your family members, or pay regular monthly bills such as loans and utility bills.
  • Check which bills have been paid and confirm the dates other bills will be paid, at a glance. Canceling scheduled payments is easy and immediate.
  • Use the easy Payment Center to handle all your bills from one screen.
  • Use Money HQ to view your accounts at GEICO FCU or any other financial institution, transfer funds, send money, or receive automatic e-mail alerts when bills are due or when your account balance reaches a certain level.
  • Download financial information to QuickenŽ or ExcelŽ.
  • Receive online help through e-mail.
  • To sign up for Online Bill Pay service, you must register for GEICO FCU's free Online Banking. Download the Online Banking application from the "Applications" page, fill it out and mail or drop off the application to the Credit Union. To see how easy Online Bill Pay is to use, observe the online demo.
  • To view a DEMO, click the purple link below or copy and paste the URL to your address bar and press return. http://demo1.onlinebank.com/images/Billpay_Demo_IBP/BillpayDemo.htm
    CLICK HERE FOR BILL PAY DEMO

    ^ TOP ^


  • Frequently Asked Questions (FAQ's) About
    GEICO FCU Online Banking
     
    1. How do I get started using GEICO FCU Online Banking?

    2. Would you accept my signature as attorney in fact for the owner of the account?

    3. Is there a fee to use GEICO FCU Online Banking?

    4. Is it difficult to learn to use GEICO FCU Online Banking?

    5. I don't have a printer. How can I receive a copy of the GEICO FCU Online Banking Internet Service Agreement and Disclosure for my records?

    6. Are there restrictions on the kind of password that I can select? Can my password be alphabetical?

    7. Can I use my ATM PIN for GEICO FCU Online Banking?

    8. What days and hours can I use GEICO FCU Online Banking?

    9. What happens if I forget my password?

    10. If I forget to sign off, will GEICO FCU Online Banking automatically sign me off?

    11. Is there any special computer set-up required to use GEICO FCU Online Banking?

    12. What are the minimum computer requirements?

    13. Can I download information from GEICO FCU Online Banking to Quicken® or Microsoft® Money or Excel?

    14. How do I download information from GEICO FCU Online Banking to Quicken® or Microsoft® Money or Excel?

    15. What precautions should I take when using GEICO FCU Online Banking?

    16. How safe is it to view my account information through GEICO FCU Online Banking?

    17. What happens if I enter the incorrect password?

    18. What do I do if I can't wait one business day?


    1. Q: How do I get started using GEICO FCU Online Banking?
     

    A. The first step is to complete and return an enrollment form. Print, sign and return the form located on our website at www.geicofcu.org, stop by any branch or call us and we will mail an enrollment form to you.

    In any case, we will need your original signature on your completed enrollment form.

    As long as you are a member in "good standing" and have met the $25 minimum share balance requirement for your S1, Regular Share Savings account, you are eligible to enroll.


    2. Q: Would you accept my signature as attorney in fact for the owner of the account?
     
    A. No. While your designation as attorney in fact may allow you to conduct transactions on behalf of the account owner, only an owner of the account can enroll and use GEICO FCU Online Banking.

    3. Q: Is there a fee to use GEICO FCU Online Banking?
     
    A. No. Currently there is no charge to use GEICO FCU Online Banking services. However, if you request a service while using GEICO FCU Online Banking (such as a Stop Payment), the usual fee applies.

    4. Q: Is it difficult to learn to use GEICO FCU Online Banking?
     

    A. No. Using GEICO FCU Online Banking is very easy. After you enroll and receive your randomly generated password, connect to our website at www.geicofcu.org, and select the Online Banking login. Read the GEICO FCU Online Banking Internet Service Agreement and Disclosure. If you accept the terms of the agreement, enter your member number and the system-generated password to log on. The system will ask you to choose a new password, which you will need to enter twice. Then you will need to log back in using the new password. Once you are logged in, choose a function by simply clicking on the icons located at the top of your screen. If you need help with what to enter on a screen, click on the (?) located at the upper right hand corner for instructions.


    5. Q: I don't have a printer. How can I receive a copy of the GEICO FCU Online Internet Service Agreement and Disclosure for my records?
     
    A. Contact the credit union at (800) 542-7896 and we will mail you a copy for your records.

    6. Q: Are there restrictions on the kind of password that I can select? Can my password be alphabetical?
     
    A. Your password may contain numbers, letters and symbols, and must be at least 6 characters but no longer than 10 characters.

    7. Q: Can I use my ATM PIN for GEICO FCU Online Banking?
     

    A. To protect your account, we recommend that you DO NOT USE the same password for different devices used to access your account, such as the PIN used with your ATM card or the PIN you use for Voice Response. We recommend that you change your password frequently, and do not select a password that can be easily discovered, such as your birth date.

    Your first password will be randomly generated by the computer system and you will be required to select a new password the first time you sign on to GEICO FCU Online Banking.


    8. Q: What days and hours can I use GEICO FCU Online Banking?
     
    A. GEICO FCU Online Banking will generally be available around the clock, every day. However, there will be short periods of time when the system will be unavailable between 6:00 a.m. and 7:00 a.m. EST Monday through Friday while we perform routine maintenance.

    9. Q: What happens if I forget my password?
     

    A. You must request in writing that a new randomly generated code be assigned to you, which you must then change the first time you sign on. All requests for a password MUST contain your original signature. We will not accept requests by email.

    For security reasons, credit union staff do not have access to your password information.


    10. Q: If I forget to sign off, will GEICO FCU Online Banking automatically sign me off?
     
    A. Yes. Your connection with GEICO FCU Online Banking will expire after 5 minutes of inactivity. However, we recommend that you ALWAYS click Exit and close your browser when you are no longer using GEICO FCU Online Banking.

    11. Q: Is there any special computer set-up required to use GEICO FCU Online Banking?
     

    A. No, there isn't a special computer set-up needed for GEICO FCU Online Banking; however, there are some basic requirements.

    You will need a connection to the Internet using the Internet service provider of your choice. We require that you use either Netscape Navigator or Communicator (version 4.0 or higher) or Internet Explorer (version 4.01 or higher) browser. Either one of these browsers is able to establish a special type of secure connection using SSL (secured socket layer protocol).

    If you wish to use the Transaction Download feature of the system, you will need Netscape Navigator or Internet Explorer 6.0 or higher. These transactions can be downloaded into Quicken®, Microsoft® Money or Excel.

    Refer to documentation supplied by the manufacturer of your browser to prevent secure pages from being saved by your browser, and empty temporary Internet and History files periodically to prevent unauthorized viewing of information.


    12. Q: What are the minimum computer requirements?
     

    A. At a minimum, the system used should be an IBM-compatible device (486 or better) and capable of establishing an Internet connection at a modem speed of at least 14.4kps.

    We require that you use a specific version of browser software, Netscape Navigator/Communicator or Internet Explorer if you want to use the Download feature.

    There may be specific hardware to run your choice of browser software. The manufacturer you are using can supply you with detailed system requirements for their product.


    13. Q: Can I download information from GEICO FCU Online Banking to Quicken or Microsoft Money?
     

    A. Yes. You must, however, be using version 6.0 or higher of either Netscape Navigator/Communicator or Internet Explorer.


    14. Q: How do I download information from GEICO FCU Online Banking to Quicken® or Microsoft® Money or Excel?
     

    A. When you are in GEICO FCU Online Banking, select the Accounts from the main screen. Then select the account that you want to download transactions from, and then select Download Transactions.

    Follow the on-screen instructions for transaction downloads.


    15. Q: What precautions should I take when using GEICO FCU Online Banking?
     

    A. Take the same measures to safeguard your account information while using GEICO FCU Online Banking as you would any of your personal financial information. For example, do not walk away from your personal computer or Internet-enabled device without clicking Exit and closing the browser to disconnect from GEICO FCU Online Banking.

    Never write down your password or select a password that can be easily discovered (such as your birth date). Protect your password as you would cash, credit cards or checks — it is the "key"with which someone can access your accounts.

    Prevent secure pages from being saved to your hard drive by your browser by emptying temporary Internet and History files periodically to prevent unauthorized viewing of information on your hard drive.

    Consult documentation supplied by the manufacturer of your browser for instructions on how to empty these types of files.


    16. Q: How safe is it to view my account information through GEICO FCU Online Banking?
     

    A. When processing transactions or viewing account information through GEICO FCU Online Banking, the exchange of information is secured in several ways. Before you process a single transaction through GEICO FCU Online Banking, your browser and our server establish a secure communication channel.

    The process works like this:

    First, our server sends our security certificate to your browser so it can verify that you are actually connected to GEICO Federal Credit Union.

    Then your browser and our server each generate keys, which are used to scramble and unscramble the information being sent between the two. This scrambling (called encryption) uses a special algorithm to hide the meaning of information that is passed between your browser and us. Different keys are generated each time you connect to GEICO FCU Online Banking. There are other special features that enable the scrambled information that you send to us to only be unscrambled by us. Only certain specific browsers are capable of establishing this type of secured connection and they are the only browsers that can be used with GEICO FCU Online Banking.


    17. Q: What happens if I enter the incorrect password?
      A. If you incorrectly enter your password 3 times in the same day you will be restricted from using GEICO FCU Online Banking for one business day. This is one of several security measures that have been put in place to protect your account against unauthorized access.

    18. Q: What do I do if I can't wait one business day?
    A. You will still be able to process transactions using other services such as Voice Response, ATM or by calling the credit union.