Geico Federal Credit Union

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GEICO FCU Disclosures

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GEICO FCU Disclosures

Disclosures

Federal Fair Housing Law and the Equal Credit Opportunity Act
Credit Card Terms and Conditions
Overdraft Coverage (Updated 10/31/18)
GFCU MasterCard Terms and Conditions
Schedule of Fees
Mortgage Fees
Consumer Loan Fees
Remote Deposit Disclosure
HELOC Help Guide
Membership Disclosure

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Our Rates are Better

Switch your auto loan to GEICO FCU and save big in interest payments.

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GFCU - BCU Merger

Find out more about the merger between GEICO Federal Credit Union and BCU.

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Find Your Next Car

Find Your Next Car

Auto Loans

2.24%

Personal Loans

6.49%

Credit Cards

10.99%

Home Equity

3.75%

See All Rates

GEICO Federal Credit Union ●

Routing Number: 255076928

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GEICO Federal Credit Union

Equal Housing Lender

NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency

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GEICO FCU will pay your closing costs if the borrower(s) meets certain conditions. To qualify, the initial advance must be $10,000 or more and remain open for 24 months. If the balance is zero within 24 months of the open date, the closing costs must be reimbursed by the borrower(s) and may be added to your outstanding balance. Closing costs do not include application fee, flood certificate, and home value or appraisal fee. Recording fees and mortgage taxes paid by the borrower at closing. Certain restrictions may apply. GEICO FCU processes Home Equity Loans in MD, DC, VA, WV, NY, CA, FL, GA, PA, NJ, DE, OH, VT, CT, RI and AZ.

For a Fixed-Rate Closed End Second Mortgage Loan with a 4.24% Annual Percentage Rate (APR) and a loan term of 5 years, the monthly payment is $185.25 based on a loan amount of $10,000.

The APR is subject to change without notice. Certain restrictions may apply. Loans are subject to approval.

For a 2.99% APR auto loan with a term of 36 months, the monthly estimated payment is $29 per $1,000 borrowed. Loans are subject to approval and certain restrictions may apply. Existing GEICO FCU auto/RV/boat/motorcycle loans are not eligible for refinancing. Used auto rates apply to 2011 through 2020 models. Rates published include the .25% discount for automatic payroll payment or GEICO auto policyholder. Only one discount per loan allowed. The APR is subject to change without notice.

**For a Personal Loan/Debt Consolidation with a 7.74% Annual Percentage Rate (APR) and a loan term of 12 months, the monthly payment is $86.88 per $1,000 borrowed. The minimum loan amount is $500 and the maximum loan amount is $20,000. Your actual rate may be higher based on your credit history. The APR is subject to change without notice. Certain restrictions may apply. Loans are subject to approval.

†View Credit Card Terms & Conditions

Certain restrictions may apply. All loans are subject to approval.

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