Geico Federal Credit Union

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GEICO FCU Disclosures

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GEICO FCU Disclosures

Disclosures

TRUTH IN SAVINGS DISCLOSURE & FUNDS AVAILABILITY POLICY
GFCU Privacy Policy
Federal Fair Housing Law and the Equal Credit Opportunity Act
Credit Card Terms and Conditions
EFT Funds Agreement
Overdraft Coverage (Updated 10/31/18)
Terms and Conditions
Schedule of Fees
Mortgage Fees
Consumer Loan Fees
Remote Deposit Disclosure

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New Branch Hours

We're now open during lunch in all locations! Check out the other changes to our branch hours.

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Special Holiday Loan Rates

This holiday season, we're giving the gift of a special rate on holiday loans.

GFCU Mobile Updates

Check out the latest updates to mobile banking.

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Find Your Next Car

Find Your Next Car

Auto Loans

2.49%

Personal Loans

7.74%

Credit Cards

10.99%

Home Equity

4.24%

See All Rates

GEICO Federal Credit Union ●

Routing Number: 255076928

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GEICO Federal Credit Union

Equal Housing Lender

NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency

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GEICO FCU will pay your closing costs if the borrower(s) meets certain conditions. To qualify, the initial advance must be $10,000 or more and remain open for 24 months. If the balance is zero within 24 months of the open date, the closing costs must be reimbursed by the borrower(s) and may be added to your outstanding balance. Closing costs do not include application fee, flood certificate, and home value or appraisal fee. Recording fees and mortgage taxes paid by the borrower at closing. Certain restrictions apply. GEICO FCU processes Home Equity Loans in MD, DC, VA, WV, NY, CA, FL, GA, PA, NJ, DE, OH, VT, CT, RI and AZ.

For a Fixed-Rate Closed End Second Mortgage Loan with a 4.24% Annual Percentage Rate (APR) and a loan term of 5 years, the monthly payment is $185.25 based on a loan amount of $10,000.

The APR is subject to change without notice.Certain restrictions apply. Loans are subject to approval.

For a 2.49% APR auto loan with a term of 36 months, the monthly estimated payment is $28.86 per $1,000 borrowed. Loans are subject to approval and certain restrictions may apply. Loans are subject to approval. Existing GEICO FCU auto/RV/boat/motorcycle loans are not eligible for refinancing. Used auto rates apply to 2009 through 2018 models. Rates published include the .25% discount for automatic payroll payment or GEICO auto policyholder. Only one discount per loan allowed. Existing GEICO FCU auto/RV/Boat/Motorcycle Loans are not eligible for refinancing. The APR is subject to change without notice. Certain restrictions apply. Loans are subject to approval

**For a Personal Loan/Debt Consolidation with a 7.74% Annual Percentage Rate (APR) and a loan term of 12 months, the monthly payment is $86.88 per $1,000 borrowed. The minimum loan amount is $500 and the maximum loan amount is $20,000. Your actual rate may be higher based on your credit history. The APR is subject to change without notice. Certain restrictions apply. Loans are subject to approval.

For a Holiday Loan with a 6.99% Annual Percentage Rate and a loan terms of 36 months , the monthly payment is $30.88 per $1,000 borrowed. Your actual rate may be higher based on your credit history. The APR is subject to change without notice. Certain restrictions apply. Loans are subject to approval.

†View Credit Card Terms & Conditions

Certain restrictions apply. All loans are subject to approval.

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