GEICO FCU Blog
Preparing for Your First Motorcycle
From buying gear to budgeting for new expenses and everything in between, there is a lot to consider when buying your first motorcycle. To ensure that your time spent exploring the open road is positive and safe; consider these steps to get ready for your first motorcycle.
Consider your skill level when buying.
Avoid making the rookie mistake of purchasing a bike with more performance than you can handle. Make sure to check the engine size, seat height and weight among other features. As a beginner, beware of engines larger than 600cc, make sure that both feet touch the ground when you’re stopped and ensure that you’re able to lift your motorcycle upright.
Research training and classification requirements.
If you’re new to motorcycling or haven’t been around motorcycles for a while, look into taking a training course through your state’s Department of Motor Vehicles. Certain dealers offer their own courses as well. Depending on your state’s transportation laws, you may also need to update your driver’s license with a motorcycle classification. Visit your state’s Department of Motor Vehicles website to learn more.
Get the right gear.
This includes a Department of Transportation-approved helmet, protective eyewear, and clothing such as a sturdy jacket, pants, boots, gloves and rain gear if you’re planning on using your motorcycle as your primary means of transportation. You may also want to invest in additional protective accessories for the bike such as a cycle cover for winter storage.
Ask your insurance provider about discounts for adding a motorcycle to your plan. Insurance providers may offer discounts for completing approved safety courses, insuring multiple vehicles with the same provider and more.
Take some time to familiarize yourself with the upkeep requirements of a motorcycle including storing the bike, changing oil and fluids and checking and replacing tires. Create a budget for motorcycle expenses to determine how much you need to set aside each month in order to properly maintain your motorcycle.
Get financially savvy.
Learn about GEICO FCU’s competitive rates and financing options for new and used motorcycles.