GEICO FCU Blog
Holiday Loans 2018
This holiday season, we're helping you celebrate! Now through January 31, 2019, we're offering a special rate and terms on holiday loans to help you make sure you have everything you need to make this holiday season one to remember.
- Rates as low as 6.99% APR.*
- Terms up to 60 months.
- Borrow up to $20,000.
Offer ends January 31st, 2019.
How to Qualify
- Become a member of GEICO FCU with $25 share balance.
- No overdrawn accounts (except ODP, applicant cannot have had a balance on their account within the past 30 days).
- Garnishments, tax levies, attachments, and/or judgements must be paid or on a payment plan.
- Member must be in good standing.
How to Apply
- Log on to your online banking account and click "Apply for a Loan/Credit Card."
- Under "loan type requested" indicate "personal loan."
- Under "purpose" indicate "holiday loan"
- Provide a copy of your recent pay stubs or W-2s.
*Annual Percentage Rate. For a Holiday Loan with a 6.99% APR and a loan term of 36 months, the monthly payment is approximately $30.88 per $1,000 borrowed. The actual rate may be higher based on the applicants' credit history. The loan is subject to credit approval. The maximum term for a Holiday Loan is up to 60 months. This promotion is limited to one Holiday Loan per member. If you have an existing Holiday Loan, you may apply to refinance it to request new case out. The Promotional period is from 11/1/2018 through 1/31/2019. The APR is subject to change without notice. The minimum loan amount is $500, the maximum loan amount is $20,000.