Holiday Loan

image of holiday decorations

We want to help make planning for this holiday special for our members. That’s why we are now offering our new and improved holiday loans to make sure you can cross off everything on your list to make this one great for the family

  • Rates as low as 6.99% APR.*
  • Terms up to 36 months.
  • Borrow up to $20,000.

Offer ends January 31, 2018

How to Qualify

  • Must be a member with $25 share balance prior to applying.
  • No Overdrawn accounts (except ODP, balances < 30 days).
  • Garnishments/ tax levies/attachments/judgments must be paid or on payment plan.
  • Member must be in good standing

How to Apply

  • Fill out the consumer loan application.
  • Under "loan type requested" indicate "personal loan".
  • Under "purpose" indicate "holiday loan" .
  • Provide a copy of your recent pay stubs or W-2s.

*Annual Percentage Rate (APR). For a Holiday Loan with a 6.99% APR and a loan term of 36 months, the monthly payment is approximately $30.88 per $1,000 borrowed. The actual rate may be higher based on the applicants' credit history. The loan is subject to credit approval. The maximum term is 36 months. This promotion is limited to one Holiday Loan per member. The Promotional period is from 11/1/2017 through 1/31/2018. The APR is subject to change without notice. The minimum loan amount is $500, the maximum loan amount is $20,000.