Various loans to meet your needs

Close-up of a red car. New/used vehicles - from auto loans to GAP insurance, we've got options for you. Image of a red car.

Are you shopping for a new car? Are you still paying off a car loan you got from another lender? Then we need to talk. You could save lots of money by financing through us. We know there are many places to go for a car loan, but only one where you can be sure they'll have your best interests at heart - your credit union. We offer up to 100% financing on new vehicles, including tax and tags, for up to 84 months.* Used vehicle loans are available for up to 72 months. We finance up to 100% of the retail value, subject to approval.

*84-month term only for new vehicle loans of $30,000 or more.

Auto (APR as low as)

Terms New Auto Loan Apr As Low As Used Auto Loan APR AS LOW AS
  New Yr ’18-’20 Yr '15 - '17 Yr '11 - '14
for 36mo 2.24% 2.74% 2.74% 3.84%
for 37 - 48mo 2.24% 2.74% 2.74% 3.84%
for 49 - 60mo 2.24% 2.74% 2.74% N/A
for 61 - 72mo 2.84% 3.34% N/A N/A
for 73 - 84mo 3.74% *30K+ N/A N/A N/A


GFCU Car Buying Service

Buying a car just got easier. GEICO FCU has partnered with TrueCar to save you time and money. Visit to search your favorite brands and save! Image of a laptop with cars on the screen.

Haven’t found your dream car yet? GEICO FCU Car Buying Service is a great place to start. Learn more about this service or get started on your search.

Cycle, RV, Boat and more

We know you like to have options for how you get places. That is why we provide budget-friendly rates and flexible terms on recreational vehicles. We can even finance new/used boats and motorcycles.

Boats (APR as low as)

New Used
4.95% for 1 - 36mo 6.75% for 1- 36mo
6.95% for 37 - 60mo 7.10% for 37 - 60mo
6.95% for 61 - 72mo 7.70% for 61 - 72mo
7.40% + $25k for 73 - 84mo N/A

Motorcycle (APR as low as)

New Used
6.05% for 1 - 36mo 7.40% for 1 - 36mo
6.05% for 37 - 60mo 7.50% for 37 - 60mo
6.05% for 61 - 72 mo 7.75% for 61 - 72 mo
7.40% + $25k for 73 - 84 mo N/A

RV (APR as low as)

New Used
6.40% for 1 - 60mo 6.40% for 1 - 60mo
6.75% for 61 - 72 mo 6.75% for 61 - 72 mo
6.75% + $25k for 73 - 84 mo N/A

Auto Refinancing

Refinance a high-rate auto loan from another lender to lower your annual percentage rate, reduce monthly payments and extend your loan term. Current-year models with fewer than 15,000 miles qualify for new auto loan rates. 

GAP Insurance

Fill in the GAP on your next auto loan!

Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, or the "gap," between your insurer's settlement and your loan balance. That gap will come out of your pocket for a vehicle that, for all practical purposes, no longer exists.

GAP is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

Protect your vehicle and your credit rating today.

For more information on GAP Insurance click here