var entry0 = new Entry(); entry0.setValues("First Mortgage Rates" , "09/08/2010"); entry0.setValues("Term" , "Rate" , "Total Points" , "Annual Percentage Rate"); entry0.setValues("30 YEAR CONVENTIONAL FIXED RATE*" , "4.375%" , "0.000 Points" , "4.409%"); entry0.setValues("Max Loan Amount - $417,000" , "4.125%" , "1.250 Points" , "4.265%"); entry0.setValues("5% Down Payment Required on Purchases
" , "3.875%" , "2.000 Points" , "4.076%"); entry0.setValues("15 YEAR CONVENTIONAL FIXED RATE" , "4.000%" , "0.000 Points" , "4.059%"); entry0.setValues("Max Loan Amount - $417,000" , "3.750%" , "0.750 Points" , "3.919%"); entry0.setValues("5% Down Payment Required on Purchases" , "3.500%" , "2.000 points" , "3.854%"); entry0.setValues("30 YEAR CONVENTIONAL FIXED RATE PLUS" , "*CALL" , "FOR" , "DETAILS"); entry0.setValues("Max Loan Amount - up to $729,750*" , " " , " " , " "); entry0.setValues("10% Down Payment Required on Purchases" , " " , " " , " "); entry0.setValues(" " , " " , " " , " "); entry0.setValues(" " , " " , " " , " "); entry0.setValues(" " , " " , " " , " "); entry0.setValues("3/1 ARM CONVENTIONAL RATE" , "4.500%" , "0.000 Points" , "3.660%"); entry0.setValues("Max Loan Amount - $417,000" , "4.250%" , "1.000 Point" , "3.686%"); entry0.setValues("10% Down Payment Required on Purchases
2% Annual Cap - 6% Lifetime Cap" , "3.750%" , ".000 Points" , "3.654%"); entry0.setValues("5/1 ARM CONVENTIONAL RATE" , "3.750%" , "0.000 Points" , "3.457%"); entry0.setValues("Max Loan Amount - $417,000" , "3.500%" , "1.000 Point" , "3.450%"); entry0.setValues("10% Down Payment Required on Purchases
2% Annual Cap - 5% Lifetime Cap" , "3.250%" , "2.000 Points" , "3.443%"); entry0.setValues("7/1 ARM CONVENTIONAL RATE" , "4.000%" , "0.000 Points" , "3.634%"); entry0.setValues("Max Loan Amount $417,000" , "3.750%" , "1.000 Point" , "3.598%"); entry0.setValues("10% Down Payment Required on Purchases
2% Annual Cap - 5% Life Time Cap" , "3.500%" , "2.000 Points" , "3.562%"); entry0.setValues("30 YR JUMBO CONV FIXED RATE" , "6.000%" , "0.000 Points" , "6.018%"); entry0.setValues("Max Loan Amount - $1,000,000" , "5.750%" , "1.500 Points" , "5.907%"); entry0.setValues("10% Down Payment Required on Purchases"); entry0.setValues("15 YR JUMBO CONV FIXED RATE" , "5.750%" , "0.000 Points" , "5.779%"); entry0.setValues("Max Loan Amount - $1,000,000" , "5.250%" , "1.500 Point" , "5.510%"); entry0.setValues("10% Down Payment Required on Purchases"); addObject(entry0); var entry1 = new Entry(); entry1.setValues("Home Equity " , "09/08/2010"); entry1.setValues("HOME EQUITY LINE OF CREDIT " , "Annual Percentage Rate"); entry1.setValues("VARIABLE RATE - Re-Prices Monthly to Prime -/+ to
Applicable LTV Margin
% LTV =
" , "4.50%"); entry1.setValues("Prime Rate" , "3.25%"); entry1.setValues("FIXED RATE HOME EQUITY*" , " "); entry1.setValues("5 Year Fixed - Rates As Low As" , "6.650%"); entry1.setValues("10 Year Fixed - (*Portfolio Loan - Subject to Approval)" , "7.250%"); entry1.setValues("15 Year Fixed - (*Portfolio Loan - Subject to Approval)" , "8.250%"); addObject(entry1); var entry2 = new Entry(); entry2.setValues("Other Loan Rates" , "05/01/2010"); entry2.setValues("Personal Loans" , "Annual Percentage Rate"); entry2.setValues("Overdraft LOC ($2,500 max.)" , "12.75%*"); entry2.setValues("Personal Loan ($15,000 max.)" , "12.75%*"); entry2.setValues("Computer Loan ($3,000 max.)" , "12.75%*"); entry2.setValues("Share Secured Loan - Share Rate (100% of balance up to 144 months; Rate=Share Rate + Margin)" , "+3.00%*"); entry2.setValues("CD Secured Loan - CD Rate (100% of balance up to term of CD; Rate=CD Rate + Margin)" , " " , "+3.00%*"); entry2.setValues("New Automobiles & RVs *APR AS LOW AS"); entry2.setValues("1-36 months" , "2.99%*"); entry2.setValues("37-60 months" , "3.99%*"); entry2.setValues("61-72 months" , "4.99%*"); entry2.setValues("73-84 months (Loan amount $30K+)" , "5.99%*"); entry2.setValues("Used Automobiles & RVs *APR AS LOW AS"); entry2.setValues("1-36 months" , "3.59%*"); entry2.setValues("37-60 months" , "4.29%*"); entry2.setValues("61-72 months (Loan amount $30K+)" , "5.29%*"); entry2.setValues("Auto Equity@" , "Rates are .5% above the current auto rates*"); addObject(entry2); var entry3 = new Entry(); entry3.setValues("Deposit Rates" , "07/29/10"); entry3.setValues("Savings Account" , "Dividend Rates" , "Annual Percentage Yield"); entry3.setValues("Share Savings" , "0.20%" , "0.20%"); entry3.setValues("Share Draft" , "0.00%" , "0.00%"); entry3.setValues("IRA Share" , "0.20%" , "0.20%"); entry3.setValues("Money Market Advantage Account"); entry3.setValues("$2,500 - $24,999.99" , "0.40%" , "0.40%"); entry3.setValues("$25,000 - $74,999" , "0.50%" , "0.50%"); entry3.setValues("$75,000 and up" , "0.60%" , "0.60%"); entry3.setValues("Savings Certificates"); entry3.setValues("Six Months (Min Bal $500)" , "0.40%" , "0.40%"); entry3.setValues("Six Months (Min Bal $1,000)" , "0.80%" , "0.80%"); entry3.setValues("Eight Months (Min $1,000)" , "0.95%" , "0.95%"); entry3.setValues("Twelve Months (Min Bal $25; Min $25 Monthly Deposit Req)" , "0.30%" , "0.30%"); entry3.setValues("Twelve Months (Min $1,000)" , "0.99%" , "1.00%"); entry3.setValues("Fourteen Months (Min $1,000)" , "1.09%" , "1.10%"); entry3.setValues("Eighteen Months (Min $1,000)" , "1.19%" , "1.20%"); entry3.setValues("Two Years (Min $1,000)" , "1.29%" , "1.30%"); entry3.setValues("Three Years (Min $1,000)" , "1.79%" , "1.81%"); entry3.setValues("Four Years (Min $1,000)" , "1.98%" , "2.00%"); entry3.setValues("Five Years (Min $1,000)" , "2.47%" , "2.50%"); entry3.setValues("     "); entry3.setValues("IRA Savings Certificates (Traditional, Roth & Educational)"); entry3.setValues("Six Months (Min $1,000)" , "0.80%" , "0.80%"); entry3.setValues("Eight Months (Min $1,000)" , "0.95%" , "0.95%"); entry3.setValues("Twelve Months (Min $1,000)" , "0.99%" , "1.00%"); entry3.setValues("Fourteen Months (Min $1,000)" , "1.09%" , "1.10%"); entry3.setValues("Eighteen Months (Min $1,000)" , "1.19%" , "1.20%"); entry3.setValues("Two Years (Min $1,000)" , "1.29%" , "1.30%"); entry3.setValues("Three Years (Min $1,000)" , "1.79%" , "1.81%"); entry3.setValues("Four Years (Min $1,000)" , "1.98%" , "2.00%"); entry3.setValues("Five Years (Min $1,000)" , "2.47%" , "2.50%"); entry3.setValues("Rates are determined at the discretion of the Board of Directors and can change at anytime."); entry3.setValues("     "); addObject(entry3); var entry4 = new Entry(); entry4.setValues("MasterCard Interest Rates And Interest Charges as of " , "7/1/10"); entry4.setValues("Annual Percentage Rate (APR) for Purchases" , "MasterCard Gold: 10.99% APR
MasterCard Classic: 11.88% APR
MasterCard Classic Secured: 13.99% APR"); entry4.setValues("Annual Percentage Rate (APR) for Cash Advances" , "MasterCard Gold: 10.99% APR
MasterCard Classic: 11.88% APR
MasterCard Classic Secured: 13.99% APR"); entry4.setValues("Annual Percentage Rate (APR) for Balance Transfers" , "MasterCard Gold: 10.99% APR
MasterCard Classic: 11.88% APR
MasterCard Classic Secured: 13.99% APR"); entry4.setValues("Minimum Finance Charge" , "None"); entry4.setValues("Penalty APR And When It Applies" , "17.90%
This APR may be applied to your account if your account becomes past due twice during any consecutive 12-month period, or is 60 or more days past due at any time.

How Long Will The Penalty APR Apply? If your APR is increased, the Penalty APR will apply until you bring the account current and make six consecutive minimum payments when due."); entry4.setValues("Maximum Limit Amounts" , "MasterCard Gold: Up to $20,000
MasterCard Classic: Up to $5,000
MasterCard Classic Secured: Subject to amount of shares pledged"); entry4.setValues("How To Avoid Paying Interest" , "Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date."); entry4.setValues("For Credit Card Tips From The Federal Reserve Board" , "To learn more about factors to consider when you’re applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard."); addObject(entry4); var entry5 = new Entry(); entry5.setValues("Annual Fee" , "None"); entry5.setValues("Transaction Fees
  • Foreign Transactions


  • Cash Advances
  • Balance Transfers
    • " , " 
    1% of each foreign currency transaction in U.S. dollars, or 0.80% of each U.S. dollar transaction that occurs in a foreign country
    None
    None"); entry5.setValues("Penalty Fees
  • Late Payment Fee
  • Returned Payment Fee
  • Over Limit Fee
    • " , " 
    $28.00
    $28.00
    None"); entry5.setValues("Effective Date" , "7/1/10"); addObject(entry5);