Geico FCU   
 
 


SAVINGS PRODUCTS

LOAN PRODUCTS



National Mortgage License Information
Registered Mortgage Loan Originators
GEICO FCU
NMLS# 410652
Maria M Spencer
NMLS # 609783

EHL

NCUA

Great Rates

First Mortgage Rates - As of

Home Equity - As of


 

*Tied to Month-End Prime Rate from Wall Street Journal.
Minimum Loan Balance/ Line of Credit - $10,000, Max Loan Amount - $250,000.
*Maximum LTV - 80% of Property Value - Less the First Mortgage Balance = Equity (Loan Amt). Some Closing Costs Waived - Loan must remain open for at least 24 months.
Certain restrictions apply.

Rates are subject to change at any time. Rates quoted above require a 1% loan origination fee. This is not a commitment. Certain restrictions apply. Fixed Rate Home Equity Loans and Line Of Credit are only available in these states: MD, DC, VA, WV, NY, GA, FL & CA. GEICO Federal Credit Union is an Equal Opportunity Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Please contact GEICO Federal Credit Union to confirm our interest rates or if you have any other questions. We can be reached at (800) 542-7896 between the hours of 8am and 6pm Eastern Time.


Fees


How We Will Calculate Your Balance: We use a method called ?average daily balance (including new purchases).? See your account agreement for more details.

Billing Rights: Information on your rights to dispute transactions, and how to exercise those rights, is provided in your account terms and conditions.

You must be 18 years of age to apply for a MasterCard Credit Card.

Your MasterCard account will be governed by the terms of the GEICO Federal Credit Union credit card agreement that will be sent to you with your card(s). The terms of your account are subject to change as provided in your credit card agreement.

The information provided in the above disclosure is accurate as of 5/01/12. This information is subject to change after this date. If you have any questions, please visit your nearest branch or call GEICO FCU at 800-542-7896.

Consumer Loan Rates - As of

**Interest may be tax-deductible. See a loan officer for details on terms and rates.

a.    New RV, Boat & Motorcycle includes tax & license.
b.    Used RV, Boat & Motorcycle up to High Book Value.

TERMS
NewRV, Boat & Motorcycle APR AS LOW AS; (a)
Used RV, Boat & Motorcycle APR AS LOW AS; (b)
*Annual Percentage Rate includes .25% reduction in APR for automatic/payroll payment.
APR may be higher on auto loans based on evaluation of past and present credit history. .25% discount off all Vehicle Rates for being a GEICO Vehicle policy holder. A member is only allowed one rate discount per loan. New auto loans up to 100% financing, including tax and license fees. Used auto, RVS, Boats & Motorcycle are 2005 thru 2014 models. Rates are based on Year, Make & Model of Vehicle. New car rates apply to 2014 Vehicles with 15K or less miles.
Rates are determined at the discretion of the Board of Directors
and are subject to change without notice.

Deposit Rates - As of

 
 

 

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