How to Prevent ID Theft

When it comes to identity theft, we make sure that we take every precaution to protect you and your family’s personal information. From the moment you login into our online banking or do business with our branch staff, you can be assured that we are doing everything in our power to make sure that your information is secured. We at the GEICO Federal Credit Union want to make sure that we provide our members with all the tools and information on how to prevent ID theft and what to do if you think you may have been a victim.

How to prevent ID theft?

Here are a few simple precautions to take to protect your identity:

  • Using strong passwords to protect your account. Make sure when creating your password to include at least one capital letter, special character and one lower case letter.
  • Set Card / Account Usage alerts (via email or text). You can set up alerts on your account to let you know when there is unusual activity in your balance amounts, withdrawals, and transactions.
  • Place a Hold/Freeze your card if misplaced or stolen. You can put a stop on your cards by either calling into our branch or logging in to Online Banking.
  • Be aware of unsecured internet connections - Public internet connections are not typically secure connections. This allows you to be potentially vulnerable to anyone who could intercept your connection.
  • Protect your phone. Make sure your phone has some sort of security lock. This will deter anyone who may pick up your phone from accessing any personal information.
  • Be aware in public (especially at ATMs) Use ATMs in the center of a building in public, well-lit areas and make sure to cover the keyboard when typing your PIN number.

What are some signs that you may have been a victim of identity theft?

Check your accounts regularly for these signs that you may be experiencing ID theft:

  • Mysterious Withdrawals
  • Calls about debts and/or loans that you did not set up.
  • Being denied coverage on a legit medical claim due to exceeding limits of policy.
  • Being denied coverage based on conditions you don’t have.
  • Records with the IRS stating there is more than one tax return or receiving a return for an employer you don't work for.
  • Notice from a company relating to a data breach.

What if you think you are a victim of ID theft?

If you feel that you may have become a victim of ID theft, don’t hesitate to address the issue. Contact the Federal Trade Commission by visiting consumer.ftc.gov/ or identitytheft.gov/ and file your report or contact one of the following consumer credit report agencies for more information:

If you feel that your case may be related to the Equifax breach visit equifaxsecurity2017.com.

You can also check all three of your credit scores at annualcreditreport.com.

For more information about how GEICO Federal Credit Union protects your information, please refer to our privacy policy.

Other Helpful Links

Here are some other helpful resources about Identity Theft: