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GEICO has plenty of competitive loan options for whatever you have planned for the future. Questions on what you will need?

Check out our write up here.

New/Used Vehicle Loans

Are you shopping for a new car? Are you still paying off a car loan you got form another lender? Then we need to talk. You could save lots of money by financing through us. We know there are many places to go for a car loan, but only one where you can be sure they'll have your best interests at heart - your credit union. We offer up to 100% financing on new vehicles, including tax and tags, for up to 84 months.* Used vehicle loans are available for up to 72 months. We finance up to 100% of the retail value, subject to approval.

*84-month term only for new vehicle loans of $30,000 or more.

Auto Loan

We know there are many places to go for a car loan, but only one where you can be sure they'll have your best interests at heart - your credit union.
APR as low as
1.24%*
for 36 months
1.49%
for 48 months
1.74%
for 60 months
1.99%
for 72 months
  • 100% financing on new vehicles, including tax and tags, for up to 84 months.1
  • Used vehicle loans are available for up to 72 months.
  • We finance up to 100% of the retail value, subject to approval.

Download the Consumer Loan Application or log into Online Banking to apply online today.

Cycle, RV, Boat and more

We know you like to have options for how you get places. That is why we provide budget-friendly rates and flexible terms on recreational vehicles. We can even finance new/used boats and motorcycles.

Personal Loan

Take care of yourself and your family with a low-cost personal loan. Make a major purchase or pay off unexpected expenses. How you use it is up to you.
APR as low as
7.49%**
for 12 months
7.99%
for 24 months
8.49%
for 36 months
8.99%
for 48 months
  • Can be used for any purpose such as vacations, home improvements, college expenses and more.
  • Borrow up to $20,000 at competitive rates.
  • No collateral required to qualify.

Download the Consumer Loan Application or log into Online Banking to apply online today.

Auto Refinancing

Refinance a high-rate auto loan from another lender to lower your annual percentage rate, reduce monthly payments and extend your loan term. Current-year models with fewer than 15,000 miles qualify for new auto loan rates. 

Auto Equity Loans

Drive away with a tax deduction!

Use the equity in your home to secure this low, fixed-rate loan that permits you to buy the new/used car you want, up to 6 years old, or to pay off an existing auto loan. This loan may allow you to take a tax deduction on your auto loan interest payments and may be a great way to reduce your taxable income. Consult your tax advisor for more information. 

GAP Insurance

Fill in the GAP on your next auto loan!

Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, or the "gap," between your insurer's settlement and your loan balance. That gap will come out of your pocket for a vehicle that, for all practical purposes, no longer exists.

GAP is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

Protect your vehicle and your credit rating today.