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First Mortgages

First Mortgage Loans and Refinances – GEICO FCU can help you find the best mortgage for your budget. Fixed- and adjustable-rate loans are available with terms up to 30 years, including jumbo loans, interest only loans and loans with no points and below-market origination fees. These loans can be used for new home purchases or for refinancing your current home. Call 800-542-7896 or contact us online for an application packet.
Printable Application

Home Equity Line of Credit — Use your homešs equity to create a line of credit for funding home improvements, education expenses or any major purchase, with no closing costs.* A Visa® Platinum card and checks are provided for easy access to your funds, and your interest payments may be tax-deductible. (Consult your tax adviser.) contact us online for an application packet.
Printable Application

*The Credit Union will pay closing costs. To qualify, the initial advance must be $10,000 or more and remain open for 24 months. If the balance is zero within 24 months of the open date, the closing costs must be reimbursed by borrower(s) and may be added to your account. State/city transfer taxes paid by borrower at closing. Closing costs do not include application fee, flood certificate fee, and home value or appraisal fee. Certain restrictions apply. Home Equity Loans available in MD, DC, VA, WV, NY, CA, FL and GA

Second Trust (Home Equity) Loans – This loan features a low fixed rate, fixed monthly payments and a no closing costs option.* This loan is ideal for large, one-time expenses, and your interest payments may be tax-deductible. (For more information, consult your tax adviser.) contact us online for an application packet. Printable Application

*The Credit Union will pay closing costs. To qualify, the initial advance must be $10,000 or more and remain open for 24 months. If the balance is zero within 24 months of the open date, the closing costs must be reimbursed by borrower(s) and may be added to your account. State/city transfer taxes paid by borrower at closing. Closing costs do not include application fee, flood certificate fee, and home value or appraisal fee. Certain restrictions apply. Home Equity Loans available in MD, DC, VA, WV, NY, CA, FL and GA.

Home Improvement Loans  — Our Home Improvement Loan can be used to finance alterations, remodeling or structural renovations to a home.contact us online for an application packet.
Printable Application

 

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